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It is not easy to fully understand all the different aspects
of property damage. Typically, the insurance carrier has the
option to repair the vehicle, or to replace it. Ultimately,
the insurance company has a duty to "make whole"
that which was lost. People rarely feel satisfied with the
amount of money that they receive for their vehicle and with
the way their property damage claim is handled. Below are
a few ideas to help you negotiate with the insurance adjuster.
If your car was damaged because of another person's carelessness
or negligence, you can collect from your own insurance, or
from the other party's insurance. It may be better to settle
with the other (responsible) party's insurance company in
order to avoid paying a deductible. If you do pay a deductible,
you will be reimbursed for the deductible payment after your
own insurance company collects the money from the other driver's
insurance. If the other drivers' insurance company will not
settle with you or if you feel that the settlement offer is
not reasonable or fair, then you can contact your own insurance
claims office to see if they can help.
Another thing to remember - The tax, title and licensing
fees you paid when you purchased your vehicle should be included
when you calculate damages. So, once you and the insurance
company agree on the value of the vehicle, you should still
add the tax, title and licensing fees from your original purchase.
Keep in mind; the insurance company has a duty to "make
whole" what was lost.
Call and someone at our law firm will talk to you over the
telephone about your injury, your family and your future.
Our law firm wants to help you and we're very good at what
we do. Call the Ogletree Abbott Law Firm at 1 (800) 779-4950.
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